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covered california

Your Health, Your Choice, Your Coverage.

Whether you're looking for affordable health plans for yourself, your family, or your small business, we provide the resources and support to help you make informed decisions about your healthcare coverage.

Health Insurance

Affordable Health Coverage for Every Californian

It’s time to take control of your health and protect what matters most. Apply today and discover the wide range of affordable health insurance options available through Covered California. Don’t wait—open enrollment is now.

Why Covered California? 

Here are a few benefits you may qualify through Covered California

Affordable Coverage Options

Covered California offers a range of health insurance plans that fit different budgets, from Bronze plans (lower premiums, higher out-of-pocket costs) to Platinum plans (higher premiums, lower out-of-pocket costs).

Special Enrollment Periods

If you experience a major life event—such as marriage, the birth of a child, or losing other coverage—you can qualify for a Special Enrollment Period, allowing you to enroll outside of the regular open enrollment period.

Preventive Care at No Extra Cost

Most plans cover preventive care at no additional cost, including vaccines, screenings, and wellness checkups, helping you stay healthy and catch issues early.

Comprehensive Health Benefits

All plans offered through Covered California include essential health benefits like doctor visits, emergency care, prescription drugs, mental health services, maternity care, and more.

Protection for Pre-Existing Conditions

Covered California ensures that people with pre-existing conditions can get coverage without being charged higher premiums or denied coverage.

 

Access to a Wide Network of Doctors and Hospitals

Covered California plans include access to top hospitals and physicians across the state, so you can choose a provider that fits your needs.

Common questions about Covered California

  • Covered California is California's official health insurance marketplace where individuals and families can shop for, compare, and enroll in health insurance plans. It also provides access to financial assistance for those who qualify.

  • Any California resident who is a U.S. citizen or legal resident can apply for health insurance through Covered California. This includes individuals, families, and small businesses.

  • You may qualify for financial assistance based on your income and household size. To find out, you can use the Covered California online calculator or get help from a certified agent or enrollment counselor.

  • Covered California offers a range of health plans, from Bronze (lowest premiums, higher out-of-pocket costs) to Platinum (higher premiums, lower out-of-pocket costs). All plans cover essential health benefits like doctor visits, prescriptions, and emergency services.

  • You can apply for health insurance online through the Covered California website, by phone, or with the help of an in-person enrollment counselor or certified agent.

  • Many Covered California plans allow you to keep your doctor if they are part of the plan’s network. You can check with your provider or the plan’s network to see if your doctor participates.

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